Hsa Withdrawal Rules 2025

Hsa Withdrawal Rules 2025. This is just over $165 per paycheck if you get paid every two weeks or $179 per check if you get paid twice monthly. While you can withdraw money from your hsa, it will be taxed when used for ineligible expenses and you may face a 20% penalty if you’re under age 65.

The minimum deductible required to open an hsa is $1,600 for an individual or $3,200 for a family for the 2025 tax year ($1,650 and $3,300, respectively, for 2025). On may 9, 2025 the internal revenue service announced the hsa contribution limits for 2025.